AVS Response Codes

CodeVisaMasterCardDiscoverAmerican Express
YAddress & 5-digit or 9-digit ZIP matchAddress & 5-digit ZIP matchAddress only matchesAddress & ZIP match
AAddress matches, ZIP does notAddress matches, ZIP does notAddress & 5-digit ZIP matchAddress only matches
SAVS not supportedAVS not supportedAVS not supportedAVS not supported
RSystem unavailable, retrySystem unavailable, retryNot applicableSystem unavailable, retry
UIf it's international, it is because the issuer doesn't participate. If it's US or CA, it mostly because an underlying system failed to locate an address for the card...because there is no address available for the issuer/issuer processor to match against, or because the issuer does not participate in AVS or possible that the card network tried to do a match, but did not have address. So most of the times, this is because there is no address available to do a matchIf it's international, it is because the issuer doesn't participate. If it's US or CA, it mostly because an underlying system failed to locate an address for the card...because there is no address available for the issuer/issuer processor to match against, or because the issuer does not participate in AVS or possible that the card network tried to do a match, but did not have address. So most of the times, this is because there is no address available to do a matchIf it's international, it is because the issuer doesn't participate. If it's US or CA, it mostly because an underlying system failed to locate an address for the card...because there is no address available for the issuer/issuer processor to match against, or because the issuer does not participate in AVS or possible that the card network tried to do a match, but did not have address. So most of the times, this is because there is no address available to do a matchIf it's international, it is because the issuer doesn't participate. If it's US or CA, it mostly because an underlying system failed to locate an address for the card...because there is no address available for the issuer/issuer processor to match against, or because the issuer does not participate in AVS or possible that the card network tried to do a match, but did not have address. So most of the times, this is because there is no address available to do a match
ZEither 5-digit or 9-digit ZIP match, address does not5-digit ZIP matches, address does not5-digit ZIP matches, address does notZIP code only matches
NNeither ZIP nor address matchNeither ZIP nor address matchNeither ZIP nor address matchNeither ZIP nor address match
WNot applicableFor U.S., 9-digit ZIP matches, address does not. For non-U.S., ZIP matches, address does notInformation not availableNot applicable
XNot applicableFor U.S., all digits match. For non-U.S., ZIP and address match.Address & 9-digit ZIP matchNot applicable
BAddress matches, ZIP not verifiedNot applicableNot applicableNot applicable
TNot applicableNot applicable9-digit ZIP matches, address does notNot applicable
PZIP matches, address not verifiedNot applicableNot applicableNot applicable
CAddress and ZIP not verifiedNot applicableNot applicableNot applicable
DAddress & ZIP match (International only)Not applicableNot applicableNot applicable
GAddress not verified for International transaction (International only)Not applicableNot applicableNot applicable
IAddress not verified (International only)Not applicableNot applicableNot applicable
MAddress & ZIP match (International only)Not applicableNot applicableNot applicable
FAddress & ZIP match (UK only)Not applicableNot applicableNot applicable
QAVS Not AvailableNot applicableNot applicableNot applicable